Commercial General Liability Insurance   Kansas City

Kansas City Business Insurance specializes in Commercial General Liability. Firstly, businesses use us to find the balance between cost and coverage. Secondly, we have a combined 15 years of experience. In addition, we provide services throughout Missouri and Kansas. Most importantly, we can help you. Call us now for a FREE CONSULTATION at 816-403-4003. On the other hand, you can send an email to: [email protected].

How much does Business Insurance cost?

Surprisingly, it’s the cost of NOT having business insurance that we hope business owners consider just as strongly as the premium costs when looking for business insurance.  With our industry leading experience, we promise you we will get you the best coverage possible for your business.  Premiums range anywhere from $200 to $2,000+ per month depending on a variety of variables.  Trust me, business insurance is not something you want to just guess at.  Let us help you get your business protected.

Do I have the correct coverage?

Above all, the correct CGL policy will protect you and your business. We can help you decide if you’re properly covered. Because you’ll need it if  you’re found liable for injury or property damage. For example, it can fall back onto you if it’s caused by you or your employees . In short, this coverage is important for reducing your risk.

 

Commercial General Liability Insurance Checklist

What does commercial general liability insurance cover?

Most importantly, CGL Insurance can cover the costs of your defense and can pay for damages. Firstly, if you’re found liable. Secondly, the limits of your policy dictate the amount of coverage you have. Therefore, this is an important insurance product. In addition, we know what a lawsuit can do to a business. Likewise, we all know how often these issues happen.

Coverage Types

A. This type covers bodily injury and property damage.

B. Personal and advertising injury.

C. Medical payments.

However, workers compensation and employment practice liability are excluded. On the other hand, those can be purchased separately. For example, Liquor liability and professional liability may also be excluded. Importantly, as pros we help you decide the proper policy.

Additional commercial liability insurance coverage.

In addition, you can purchase other types also. For instance, directors and officers liability. For example, liquor liability and pollution coverage. To clarify, you can purchase commercial general liability insurance as it’s own policy. Therefore, it can be combined with property insurance as a Business Owners Policy. Moreover, we also recommend an umbrella policy. To sum up, if you would like to review your current policy Contact Us today.

Get In Touch

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